Financing & Leasing
Is it time to figure out a lease or finance plan for the car you’re about to take home from Five Star Ford Dallas? You’re going to want a team of experts at your side to hammer out your deal, and the team at our finance center can help you do this.
If you’re in the areas of Dallas, Plano, and Richardson, TX, and need a vehicle, visit our dealership and talk to our team about your plan today!
Finance & Leasing
Five Star Ford of Dallas makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms.
So, how does our lease/finance process work? We’ll start by sitting down with you and going over your needs. From there, we’ll look into what types of deals you’d qualify for and review each one with you in a way that’s easy to understand. At this time, if you’re bringing a vehicle with you to trade, we’ll review your offer with you and make sure everything checks out.
Once you sign all the necessary paperwork and make your down payment, you’ll be off and running in your new-to-you ride!
Finance Department
Buying Vs Leasing a Ford
Deciding whether to buy or lease a new Five Star Ford of Dallas can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically, buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
The great thing about financing your ride is that once you’re done making payments, you own the car outright, which means you can customize it any way you wish or turn around and sell it!
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.
Additionally, leasing is great for those who want to ensure they’re driving the latest models. This method can be cheaper than financing because of it essentially being a rental agreement. And just because the expectation is that you’ll return the car to the dealership once the lease agreement runs out, you’re always welcome to finance or purchase it out of the lease at any time!
Helpful Finance & Research Tools
During the lease or finance process, you’ll be asked to fill out a finance application, which is how we’ll help you determine what payment plan would be best for you. You can do this in person with the finance team member working on your deal or you can do it from the comfort of your home and office via our secure online application!
On top of that, there are several other finance tools you can use to make the process easier while gaining more knowledge at the same time. For example, if you’ve got a vehicle you want to use as part of your down payment, use our Value Your Trade tool. You’ll be asked to describe your vehicle’s condition and provide some other basic information, which will help us generate a quote.
Want to figure out what you might be paying for your next car before you take any major steps? That’s where our payment calculator comes into play. This tool will help you forecast your monthly payment by taking several factors into account, including but not limited to:
- Down payment
- Credit score
- Length of deal
- Type of vehicle
Keep in mind that this is just an estimate, but you can usually expect it to be fairly close to what the calculator comes up with!
Lastly, we offer various lease and finance deals as part of our vehicle specials, so make sure you check to see what’s available when you start your car search!
Our website also features tons of vehicle reviews and comparisons you can read about any and all new Ford models in our inventory that catch your eye. They’ll cover tons of areas that make these vehicles shine, such as performance, technology, safety, and much more!
Check Out Our Vehicle Inventories
When you work with our Ford dealer to find your next ride, you’ll have plenty of options! For example, if you visit the showroom, you’ll find many of the latest Ford models, including SUVs like the Escape and Expedition, and classic pickup trucks like the F-150.
If you step outside, you’ll be immersed in our used car lot, which features tons of used cars from Ford, as well as many others from various automakers. These cars will range from sedans to pickups and everything in between, so there’s sure to be something here you’ll fall in love with!
Within our used car inventory is our lineup of Certified Pre-Owned Ford vehicles, all of which have to pass multiple on and off-road tests to ensure they meet our standards. You’ll also receive tons of great benefits with these vehicles, including 24/7 roadside assistance.
Visit Our Finance Center Today
Has the time to secure a lease or finance plan for your new set of wheels? If so, the finance center at Five Star Ford Dallas is the place to go for everyone in Dallas, Plano, and Richardson, TX! We’ll make sure you get behind the wheel of something you’ll love to drive for years to come.
Finance Questions?
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