Five Star Ford of Dallas

Finance Center

New and Used Vehicle Financing Near Dallas, TX

When it comes to purchasing a new or used vehicle in Dallas, Plano, and Richardson, TX, securing the right financing is a crucial step in making your dream car a reality. At Five Star Ford Dallas, we understand that financing a vehicle can seem complex, which is why we’re here to simplify the process and help you find the perfect financing solution. Whether you’re interested in financing or leasing, we offer a range of options to suit your needs.

Financing vs. Leasing: Which is Right for You?

Before diving into the financing process, it’s essential to decide whether financing or leasing a vehicle is the better choice for your situation. Both options have their advantages, and we’re here to help you make an informed decision.


When you choose to finance a vehicle, you’re committing to owning it outright once you’ve completed your payments. This means you have the freedom to customize your car, and once it’s fully paid off, you can sell it or keep driving without monthly payments. Financing is an excellent option if you drive many miles or plan on keeping your vehicle for an extended period.


Leasing a vehicle involves paying only for the portion of the vehicle you use during the lease term. Monthly lease payments typically include sales tax and are influenced by a money factor, similar to an interest rate on a car loan. Leasing is ideal if you prefer lower monthly payments and enjoy driving a new vehicle every few years. Plus, it can be more cost-effective than financing, as it’s essentially a rental agreement.

Applying for Financing & Trading In

The Finance Application Process

At Five Star Ford Dallas, we’ve streamlined the finance application process to make it easy for you to secure affordable financing or lease terms. Our experienced finance experts are committed to finding you the best deal, regardless of your credit situation. Here’s how the process works:

  1. Needs Assessment: We’ll start by sitting down with you to understand your needs and preferences.
  2. Deal Evaluation: Our team will evaluate the types of deals you qualify for and present them to you in a clear and understandable manner.
  3. Trade-In Review: If you plan to trade in a vehicle, we’ll review your offer with you to ensure it aligns with your expectations.
  4. Paperwork and Down Payment: Once you’re satisfied with the deal, you’ll sign the necessary paperwork and make your down payment.

The Trade-In Process

Trading in your current vehicle can be a smart way to reduce the cost of your new purchase or lease. Our trade-in process is designed to be hassle-free and straightforward. Here’s how it works:

  1. Vehicle Assessment: Our experts will assess the condition and value of your trade-in.
  2. Trade-In Value: We’ll provide you with a fair and competitive trade-in value, which can be used as part of your down payment.
  3. Paperwork: We’ll handle all the necessary paperwork to finalize the trade-in.

Helpful Finance & Research Tools

During the lease or finance process, you’ll be asked to fill out a finance application, which is how we’ll help you determine what payment plan would be best for you. You can do this in person with the finance team member working on your deal or you can do it from the comfort of your home and office via our secure online application!

On top of that, there are several other finance tools you can use to make the process easier while gaining more knowledge at the same time. For example, if you’ve got a vehicle you want to use as part of your down payment, use our Value Your Trade tool. You’ll be asked to describe your vehicle’s condition and provide some other basic information, which will help us generate a quote.

Want to figure out what you might be paying for your next car before you take any major steps? That’s where our payment calculator comes into play. This tool will help you forecast your monthly payment by taking several factors into account, including but not limited to:

  • Down payment
  • Credit score
  • Length of deal
  • Type of vehicle

Keep in mind that this is just an estimate, but you can usually expect it to be fairly close to what the calculator comes up with!

Lastly, we offer various lease and finance deals as part of our vehicle specials, so make sure you check to see what’s available when you start your car search!

Our website also features tons of vehicle reviews and comparisons you can read about any and all new Ford models in our inventory that catch your eye. They’ll cover tons of areas that make these vehicles shine, such as performance, technology, safety, and much more!

Check Out Our Vehicle Inventories

When you work with our Ford dealer to find your next ride, you’ll have plenty of options! For example, if you visit the showroom, you’ll find many of the latest Ford models, including SUVs like the Escape and Expedition, and classic pickup trucks like the F-150.

If you step outside, you’ll be immersed in our used car lot, which features tons of used cars from Ford, as well as many others from various automakers. These cars will range from sedans to pickups and everything in between, so there’s sure to be something here you’ll fall in love with!

Within our used car inventory is our lineup of Certified Pre-Owned Ford vehicles, all of which have to pass multiple on and off-road tests to ensure they meet our standards. You’ll also receive tons of great benefits with these vehicles, including 24/7 roadside assistance.

Visit Our Finance Center Today

Has the time to secure a lease or finance plan for your new set of wheels? If so, the finance center at Five Star Ford Dallas is the place to go for everyone in Dallas, Plano, and Richardson, TX! We’ll make sure you get behind the wheel of something you’ll love to drive for years to come.

Contact us today!

Finance Department

8:30 am – 8:30 pm
8:30 am – 8:30 pm
8:30 am – 8:30 pm
8:30 am – 8:30 pm
8:30 am – 8:30 pm
8:30 am – 8:00 pm

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